- April 19, 2021
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How To Make Your TJ Maxx Credit Card Payment by Phone. Email: [email protected] Call: 1-800-333-1387 There's no introductory APR period with this card, so if you … The best instant approval credit card for 2021 is the OpenSky Credit Card because it has no credit check, a $200+ limit (with a $200+ deposit), and a $35 annual fee. The TJX Rewards® Platinum Mastercard® shaves 10% off your first purchase online or in store. You can qualify for the TJ Maxx store credit card with a credit score in the low 600s, while a higher credit score (700+) is needed for the TJX Rewards Platinum MasterCard. TJX Rewards® Credit Card TJX Rewards® Platinum Mastercard® Annual fee: $0: $0: Sign-up bonus: Coupon for 10% off your first purchase at a TJX store: Coupon for 10% off your first purchase at a TJX store: Rewards: 5 points for every $1 you spend at TJX stores (points never expire) If you get the TJX Rewards store card you’ll get an APR of 16.25% variable, with a fixed default rate of 23.99%. If you shop at T.J. Maxx at every opportunity, for all occasions — back to school, birthdays, holidays and such — you can score some serious points. When evaluating offers, please review the financial institution’s Terms and Conditions. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. Call us toll-free. TJX Rewards Credit Card Review This is a store rewards credit card issued by Synchrony Bank. Please enable Cookies and reload the page. And no, you don't have to go into debt, and you don't have to pay interest. Pre-qualified offers are not binding. Most soft pull credit cards do not, however, allow you to open a new account without a hard inquiry. Credit cards for department store shoppers, 5. The basic T.J.Maxx credit card, the TJX Rewards Credit Card, offers numerous rewards opportunities for cardholders. There is no fee for going over your credit limit. Soft pull credit cards let you check for pre-approval and request a credit limit increase without a hard credit inquiry. Our partners cannot pay us to guarantee favorable reviews of their products or services. You can reach us Monday through Friday 9 AM to 6 PM EST. Your credit score won’t be the only factor … TU score is currently 705, 4 inquires, 1 paid chargeoff from 2010, and one 300 charge off from 2008. Here is a list of our partners. Each and every product has its own existence and variation. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. Call the customer service number for your card type. This basic store card has no annual fee. Of course, you can't buy everything at T.J. Maxx. So, the reward certificate is proving a 5% discount over your purchases. Best credit card into bonus offers available now. So how do we make money? shaves 10% off your first purchase online or in store. The TJX Rewards Platinum Mastercard is ideal if you frequently shop at T.J. Maxx and affiliated stores. Harry has one credit card with a $5,000 limit. You may need to download version 2.0 now from the Chrome Web Store. Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. Her total credit card limits equal $10,000. There’s no annual fee for the TJX credit card. That can make a decent dent in a big purchase, but a general rewards credit card may offer more valuable introductory incentives. • Therefore, his credit utilization ratio is 50 percent. Compare these deals from our partners to find one that fits your needs. , issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores. (Certificates can be issued in either $10 or $20 denominations.). To compensate for the high APR, pay the TJ Maxx credit card bill in full whenever possible. Pre-qualified offers are not binding. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. . Customers can earn a $10 reward certificate for every 1,000 points earned. But you won't want to carry a balance. T.J. Maxx loyalists can rake in rewards ... offers a high in-brand rewards rate whether you’re shopping off the rack or on the web: 2. If you’re a frequent shopper at TJ Maxx, you’re probably familiar with TJX Rewards, the name of the retailer’s rewards credit card program. *Subject to credit approval. TJX Rewards Platinum MasterCard. • … See coupon for details. This review focuses solely on the open-loop TJX Rewards® Platinum Mastercard®, which can be used anywhere Mastercard is accepted. 1-833-888-0776 (online orders) 1-800-926-6299 (stores) Questions about your TJX Rewards ® Credit Card… It offers some of the same perks, but can be used only at T.J. Maxx and its family of stores. The TJX Rewards® Credit Card and the TJX Rewards® Platinum Mastercard are great options if you shop at one of their four stores — T.J.Maxx, Marshalls, HomeGoods, and Sierra Trading Post. Reset Your Password Please use the primary account holder information. If you know your options and ask the right questions, you can find the best fit for your spending habits and goals. OpenSky just has to validate your identity, income and a few other details. NerdWallet strives to keep its information accurate and up to date. That can add up much more quickly, and you can redeem your cash back as a qualifying bank account deposit, a statement credit or a check to use however you’d like. TJX Reward closes my credit card due to inactivity and I didn't receive any notification. When you click “Link My Card”, you will be prompted to use your TJX rewards credit card account credentials. Depending on the event, you might also snag some treats or prizes. Excludes gift cards. TJ Maxx Credit Card has no limit to point it can earn. When the charges on the card reached 1000.00, my credit line was automatically decreased to 1400.00. It contains various cards such as TJMaxx Credit Card, Marshalls, HomeGoods, and Sierra. Applicants for a credit card with TJX are considered for two cards through Synchrony Bank. The TJX Rewards Credit Card is designed for shoppers who want to take their savings to the max, and the card allows users to earn rewards on every purchase at T.J. Maxx, as well as at the rest of the TJX family of brands — just watch out for the high interest rate. Performance & security by Cloudflare, Please complete the security check to access. TJX Rewards Credit Card. See coupon for details. Even last year’s average retail card APR of 23.84 percent is more enticing than the 29.24 percent offered by the TJX card. **Purchases subject to credit approval. Synchrony Bank, the institution that issues this credit card, is known to approve applicants for the Platinum MasterCard® who have fair to excellent credit scores that range from 620 to 720 or higher. Carrying a balance will chip away at any rewards you earn, so it's best to pay your balance on time and in full every month. You could use the, Before you get a retail credit card, consider your options, 3. Return via Mail: This is gonna cost you a $9.99 shipping and handling fee. You need to have good credit to get approved for the TJX Credit Card, which means a credit score of at least 700. Excludes gift cards. Best Balance Transfer and 0% APR Credit Cards, NerdWallet’s Best Credit Card Tips for April 2021. So, by using the credit cards wisely, you can reap rewards and develop credit score of tjx credit card. With the exception of a handful of secured credit cards that don’t check your credit at all when you apply, you can’t get a credit card without a hard inquiry. Because that credit card isn't in my normal rotation of bills, it slipped my mind and I ended up with a late credit card payment. Corporate Gift Cards. All financial products, shopping products and services are presented without warranty. According to our June 7, 2017, Weekly Rate Report, the average interest rate for a rewards credit card stood at 15.86 percent. That can make a decent dent in a big purchase, but a general rewards credit card may offer more valuable introductory incentives. The grace period is 20 days. Your TJX Rewards® credit card is issued by Synchrony Bank. TJX cust service stated that this was standard practice. Her work has been featured by The Associated Press, New York Times, Washington Post and USA Today. I called TJX Rewards to see if the would reopen it, but they advised it was permanently closed and I would have to reapply for another credit card. But you won't want to carry a balance. When evaluating offers, please review the financial institution’s Terms and Conditions. You could use the TJX Rewards® Platinum Mastercard® on TJX purchases and the Citi® Double Cash Card – 18 month BT offer everywhere else. However, due to the low 1% rewards rate this card gives on all other purchases, it doesn’t make for a very good primary credit card. It can be used anywhere Mastercard is accepted, but if you don’t frequently shop under the TJX brand umbrella, you’ll rack up rewards slowly and may find redemptions limiting. This is an Agreement between you and Synchrony Bank, 170 Election Road, Suite 125, Draper, UT 84020, for your credit card account shown above. NerdWallet's ratings are determined by our editorial team. Meghan has two credit cards, each with a $5,000 limit. You may get first dibs on merchandise ... snags you invitations to exclusive shopping events in store and online. Nevertheless, the TJ Maxx Credit Card is a decent option for scoring 5% discounts at TJ Maxx, Marshalls, HomeGoods and Sierra stores. » MORE: NerdWallet's best 0% APR credit cards. » MORE: Best credit card into bonus offers available now. Purchase gift cards for your employees and customers as a stylish way to say thank you, good job, happy holidays and more. Discount is only valid when used with your TJX Rewards credit card. The Synchrony Bank Privacy Policy governs the use of the TJX Rewards® credit card. Points are worth a penny each, but there's only one redemption option: For every 1,000 points earned, you’ll get a $10 rewards certificate to spend on purchases in store or online at the above retailers. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, 5 Things to Know About the TJX Rewards Platinum Mastercard, Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate, Many or all of the products featured here are from our partners who compensate us. We believe everyone should be able to make financial decisions with confidence. Low Credit, No Problem. Be sure the item gets back to TJ Maxx via UPS before 30 days. Cloudflare Ray ID: 64573a7c4dd6e1c6 You can sort through the merchandise before other customers get access to it. Another way to prevent getting this page in the future is to use Privacy Pass. Carrying a balance will chip away at any rewards you earn, so it's best to pay your balance on time and in full every month. This may influence which products we write about and where and how the product appears on a page. Our opinions are our own. » MORE: Credit cards for department store shoppers. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. This review focuses solely on the open-loop. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. The TJX Rewards® Platinum Mastercard® offers a high in-brand rewards rate whether you’re shopping off the rack or on the web: 5 points per $1 spent at stores in the TJX family (T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post and Homesense). And, of course, you don't necessarily have to settle for just one card. If you're looking for more flexible earning and redemption options, a, Citi® Double Cash Card – 18 month BT offer, , for example, offers 2% cash back on all purchases: 1% when you buy and 1% when you pay your bill. From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. It offers some of the same perks, but can be used only at T.J. Maxx and its family of stores. , which can be used anywhere Mastercard is accepted. For frequent shoppers purchasing from the affiliated brands of Home Goods, Sierra Trading Post, and Marshall, TJX Rewards credit card is the best option. Typically, general credit cards don’t earn bonus rewards on purchases at discount outlets, so for T.J. Maxx loyalists who are already getting a marked-down price, this $0-annual-fee card is extra valuable. If you're looking for more flexible earning and redemption options, a cash-back credit card will work better for you. Your IP: 66.198.240.7 If you need breathing room on interest for a large purchase, a general rewards card with an introductory 0% APR period will be a better choice. See Rewards Program Terms for details. Because there’s only one TJ Maxx credit card application, applicants will be given either the basic TJX Credit Card or the TJX Mastercard. I received a TJX rewards card with a 2000.00 limit and have very good credit. Your everyday spending on things like groceries, gas and restaurant meals will earn a paltry 1 point per $1, and you'll be locked in to using those rewards in only one place: within the T.J. Maxx family of brands. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. To make a TJ Maxx credit card payment by phone, follow these steps: Gather your credit card and banking account information, including your bank routing number. The ongoing APR is 26.99% Variable. The TJX Rewards® Platinum Mastercard®, issued by Synchrony Bank, can be a worthy sidekick for the deal-savvy shopper who hunts bargains at T.J. Maxx and its affiliated stores. When you do use your credit card for this, make sure you don’t use more than 30% of your credit limit. Our partners compensate us. The TJX Rewards® Platinum Mastercard® snags you invitations to exclusive shopping events in store and online. You’ll earn 5% back in rewards every time you shop at T.J. Maxx and its affiliates, which include HomeGoods, Marshalls, and Sierra Trading Post in the U.S. and Puerto Rico.. The rewards for both cards are the same for purchases at … However, this does not influence our evaluations. The TJX Rewards® Platinum Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. The annual fee is, And, of course, you don't necessarily have to settle for just one card. All financial products, shopping products and services are presented without warranty. That hurt, but I was more worried about what the late credit card payment would do to my credit scores. All of a sudden, I was slapped with a $27 late payment fee. Your everyday spending on things like groceries, gas and restaurant meals will earn a paltry 1 point per $1, and you'll be locked in to using those rewards in only one place: within the T.J. Maxx family of brands. Re: tjx credit card approval From what I know, they only pull TU. A credit card is a financial tool with a preset limit designed for instant purchases and transactions based on a credit line. Discount is only valid when used with your TJX Rewards credit card. Melissa Lambarena is a credit cards writer at NerdWallet. Minimum credit score needed for a TJ Maxx card. That can add up much more quickly, and you can redeem your cash back as a qualifying bank account deposit, a statement credit or a check to use however you’d like. There's no introductory APR period with this card, so if you need to finance a new wardrobe for work or some furniture for a remodel, you should probably look elsewhere. The TJX Rewards® Credit Card may be a good card for you if you shop at T.J. Maxx often and want to maximize your savings potential. Even with low credit it is likely that you will qualify for a store credit card. If you're wondering whether TJMaxx credit card is the right card for you, read on. I was informed through Credit Karma about the card closing because they had it listed under closed accounts. But it's not ideal for everyday purchases. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Disclaimer: NerdWallet strives to keep its information accurate and up to date. 1. TJX Rewards credit card account. If not, more rewarding and flexible options exist. By opening or using your account, you agree to the terms of the entire Agreement. Here is a list of. Late payment fees are $10 for balances up to $100, $29 for balances over $100. » MORE: NerdWallet's best store credit cards. don’t earn bonus rewards on purchases at discount outlets, so for T.J. Maxx loyalists who are already getting a marked-down price, this, There's also a store-only version of this card. There's an upfront incentive, but it won't fund a shopping spree. TJMaxx Credit Card Login will assist you to get in touch with all the services of the card. If you don’t quite have a 700 credit score, you can still get the TJX Store Card with fair credit, which is a credit score of about 640 or higher. See Rewards Program Terms for details. *Subject to credit approval. Here are five things to know about the card: Nerdy tip: There's also a store-only version of this card. 4. His balance is $2,500. ** Purchases subject to credit approval. These are the same credentials you would use to pay your bill or check your statement online at tjxrewards.com or within the app. Just bring items back to your local TJ Maxx with your receipt, packing slip, or shipping confirmation email. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. The annual fee is $0. In these situations, responsible card usage is even more important. at T.J. Maxx. Otherwise you’ll have to settle for merchandise credit. This review will provide you with with all the details you need to make a good choice. TJX REWARDS ® PLATINUM MASTERCARD ACCOUNT AGREEMENT ABOUT THE CREDIT CARD ACCOUNT AGREEMENT This Agreement. If you do not know if you have a TJX Rewards credit card account see #2 The Citi® Double Cash Card – 18 month BT offer, for example, offers 2% cash back on all purchases: 1% when you buy and 1% when you pay your bill. If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. TJX Rewards Card is one of the subsidiaries of Synchrony Bank. Chances are when you check out at the register, the clerk will tell you about the rewards certificates you could earn by becoming a cardholder. » MORE: Before you get a retail credit card, consider your options. Meghan’s credit card balances also total $2,500.
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